Mortgage Calculator
Find the Right Mortgage with Ease
Your home-buying journey should be seamless and stress-free. Our in-house mortgage experts are here to guide you every step of the way, ensuring you secure the best rates available in the UAE.
Speak to our team today and make your dream home a reality.
Frequently Asked Questions
Your borrowing limit typically depends on your income, financial profile, and existing liabilities.
As a general estimate, banks may offer up to 7 times your annual salary, but this varies based on
individual assessments and bank policies.
Mortgage rates in the UAE differ from bank to bank and depend on factors such as income type
(salaried or self-employed), credit history, and loan structure. Our team will help you find
the most competitive rates tailored to your profile.
Yes, non-residents can secure financing, typically up to 60% of the property value,
with interest rates starting from approximately 3.89% for a 3-year fixed rate,
subject to individual profiling.
- Expat residents (first-time buyers): 20%
- UAE nationals (first-time buyers): 15%
- Expat residents (second-time buyers): 40%
- UAE nationals (second-time buyers): 35%
Pre-approval timelines vary by bank, but initial feedback is usually provided within
2 working days. Once all required documents are submitted, final pre-approval typically
takes 5-7 working days.
Get expert mortgage advice today – contact our team to explore your best options!
Monthly Repayment
* Estimated initial monthly payments based on a
200,000 purchase price with a
3.75% fixed interest rate.
